A Loan is Convenient, But is it Safe? Learn About the Risks in Advance!

Loans can help you realize your dreams and solve financial issues, but it's important to remember the potential risks. As a loan manager, I want you to make informed decisions and be prepared for any situation. Take a short quiz to learn more about the risks of lending and test your knowledge!

What happens if you can't repay your loan on time?

Your loan will be automatically repaid by the bank

Penalties and fines will be charged, and your credit history may be damaged

The bank will forgive the debt

You will be offered a new loan for the same amount

Step 1 of 4

Which of these factors increases the risk of loan default?

Stable income

Lack of a financial safety net

Good credit history

Having a guarantor

Step 2 of 4

What can happen if you miss a loan payment?

The bank will increase the interest rate

The bank may sue or transfer the debt to collectors

The loan will be canceled

You will be offered a discount on the next payment

Step 3 of 4

What advice can help reduce the risks when applying for a loan?

Take out a loan for the maximum term

Carefully read the terms of the contract and assess your capabilities

Ignore additional fees

Apply for several loans at the same time

Step 4 de 4

If you'd like to learn more about the risks of taking out a loan, leave your contact information and we'll reach out to provide you with a personalized consultation.

See you soon!

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